FHA Approved


Townline Appraisal LTD. is your FHA certified appraisal company

Townline Residential Real Estate Appraisal is Illinois & Wisconsin state certified and on the FHA Roster of approved residential appraisers.  Townline Appraisal is qualified and approved to do appraisal reports for FHA secured loans. A portion of the regular training our staff at Townline Appraisal completes deals precisely with understanding the FHA’s documentation and their rules and procedures.

If you’re in need of an appraisal for an FHA loan, please contact us, and we’ll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD); if your financial transaction is an FHA-secured loan, it means it is underwritten by them. None of the money in the loan is provided by the FHA. What the FHA does is ensure that the loan is secure in case the borrower doesn’t pay their loan. Low-income and moderate-income homebuyers benefit the most from FHA-insured loan programs. The purpose of the Federal Housing Administration is to assist credit-worthy families and individuals get approved for mortgages that they otherwise would not. Remember, the FHA differs from the VA appraiser panel in that the lending organization can select the appraisal company.

Down payments are often lower with an FHA loan despite using conventional market rates. Purchasers with lesser incomes or less starting funds to use as a down-payment on a financial transaction are assisted the most from FHA loan programs.